Empower your employees with financial security beyond their working years. Our comprehensive life insurance and employee benefit solutions provide peace of mind for both employers and staff, ensuring long-term financial stability and protection.
Helping members retire comfortably.
Providing protection during crises like death and disability.
Offering essential education and support.
Ensuring financial stability post-retirement.
Real value for members when they need it most. They include among others Hello Doctor, Employee Assistance Programme and TaxTim.
Let Momentum Health and FundsAtWork help you take meaningful action by implementing a Holistic and Innovative Employee Benefits Ecosystem that provides for:
• Employee Health Cover
• Employee Safety and Wellbeing
• Employee Financial Security
Designed to support all staff and their dependants, not just top-tier employees.
Help your team access affordable, quality healthcare, from day-to-day medical needs to chronic condition management. Momentum Health4Me offers flexible primary health cover — giving your staff and their families peace of mind and practical care.
Ensure your workforce is protected through life insurance, disability cover, and wellbeing solutions. The 3-in-1 Hybrid product provides integrated risk benefits designed for financial stability during life’s toughest moments.
The award winning Momentum FundsAtWork provides comprehensive retirement and group insurance solutions, supporting employees' journey to financial success now and in retirement.
Our high-level team of experts will work with you to review and significantly improve your current employee benefits strategy.
We’ll design a system that supports health, wellbeing, and financial stability for all employees and their dependants.
It’s time to go beyond minimums — and offer real value to your workforce.
The current employee benefit situation in South Africa typically excludes over 85% of staff from any form of primary medical care — along with limited access to life, disability, education, or pension benefits.
Momentum’s Holistic Solution offers a full bouquet of benefits, including:
Basic Health Insurance Cover
Life and Disability protection
Educational Support
Retirement Fund access
Compare how Momentum’s solution can help your business offer better support to all employees and their dependants.
| Benefit | Standard Benefits (Without Medical Cover) | Enhanced Benefits Package |
|---|---|---|
| MEDICAL COVER | No benefit (except voluntary Discovery Key Person) | Momentum HealthCare health insurance benefit |
| DEATH COVER | 3 x annual pensionable salary | 3 x annual pensionable salary |
| EDUCATIONAL COVER | No benefit (once child is of a non-fee paying school going age) | Cash lump sum benefit (irrespective of type of school fees) |
| FUNERAL COVER | R20 000 for employees only | R30 000 per immediate family member |
| DISABILITY COVER (TPD) | 2 x annual pensionable salary plus Death or Permanent Disability | No change |
| DISABILITY COVER (PTD) | 2 x annual pensionable salary in the event of Permanent Disability | No change |
| PENSION | Pension Contribution (13.5% per 7.5%) | No change |
MEDICAL COVER
No benefit (except voluntary Discovery Key Person)
Momentum Health4Me medical insurance benefit
DEATH COVER
5 x annual pensionable salary
3 x annual pensionable salary
EDUCATIONAL COVER
No benefit (once child is of a non-fee paying school going age)
Cash lump sum benefit (irrespective of type of school fees)
FUNERAL COVER
Cash pay-out for employees only
Cash pay-out for employee and immediate family members
DISABILITY COVER (TPD)
2 x annual pensionable salary plus Death or Permanent Disability
No change
DISABILITY COVER (PTD)
2 x annual pensionable salary in the event of Permanent Disability
No change
PENSION
Pension Contribution
No change
Financial security for families
Retirement planning peace of mind
Education investment opportunities
Comprehensive disability protection
Funeral cover enhancement
Employee retention through benefits
Ready to provide your employees with comprehensive life insurance and additional benefits? Book your free, no-obligation consultation today and one of our accredited consultants will contact you to make an appointment.
